CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 79% of retail investor accounts lose money when trading CFDs with this provider. CFDs are not suitable for all investors, and the high-risk nature of trading them means you should consider if you can afford to take the risk of losing your money.
| Swissquote | General Information |
|---|---|
| Support for your country | |
| Rating | |
| Regulations | FINMA (CH), FCA (GB), CySEC (CY), DFSA (AE), MFSA (MT), MAS (SG), SFC (HK), FSCA (ZA) |
| Established Year | 1996 |
| Headquarters | Gland, Vaud, Switzerland |
| Trading Options | |
| Trading Instruments | 210 |
| Trading Platforms | MetaTrader 4, TradingView, MetaTrader 5, MetaTrader Web |
| Account Information | |
| Deposit Fees | |
| Min Deposit | $1000 |
| Min Trade Size | 0.01 Lot |
| Avg. Spread EUR/USD | 1.1 pips |
| Max. Leverage | 1:100 |
| Open Account |
What is Swissquote?
The Swissquote company was established in 1996. It has expanded from a small finance house into a large banking company in the past thirty years. In the present day, the company owns three different banks. It is a supplier of retail and professional traders and institutional investors around the world. In addition to its banking license, Swissquote offers features that traditional brokers cannot match. When you open an account, for instance, you will receive your own unique Swiss bank account number (IBAN). It provides a lot of financial freedom and security. The company is also listed on the stock exchange. There are strict financial reporting laws in the case of public companies. This transparency makes it easier to check on the enterprise’s monetary health for traders.
Swissquote Pros and Cons
Every broker has strengths and weaknesses. Let’s have a clear look at what Swissquote does right and what it can do better.
| ✓ Pros | ✕ Cons |
|---|---|
| Swiss Bank Security: You get the great safety measures of an authentic Swiss bank account. | Split Trading Ecosystem: Forex assets and eTrading assets are on separate platforms and can sometimes be disjointed. |
| Enhanced Web Platform: The web platform has been upgraded with TradingView charts and smooth HTML5 technology. | High Trading Costs: Swissquote’s overall fees are also higher than the industry averages, and their average spreads are not published. |
| Complete MetaTrader Suite: Access to both MT5 and MT4, including the Master Edition add-ons. | Limited Platform Research: The Trading Central platform is only available for MetaTrader, while the headlines are not built into the website. |
| Powerful Crypto Asset Selection: The properties variation of the SQX exchange supports 52 digital resources and 4 staking choices. | No Desktop App for Advanced Trader: The desktop version of the Advanced Trader software has been completely discontinued. |
| Broad Investment Selection: Trade in more than 3 million financial products from all markets. |
Is Swissquote Safe?
The most important thing to consider when choosing a broker is safety. Swissquote has a perfect Trust Score with a score of 99 out of 99.
Global Regulation
The broker enjoys a high level of trust given that it is licensed by all of the 5 Tier-1 regulatory authorities in the world. These are actually the most stringent monetary powers in the world. They include:
- The Swiss Financial Market Supervisory Authority (FINMA)
- The Financial Conduct Authority (FCA) of the United Kingdom
- The Monetary Authority of Singapore (MAS)
- The Securities and Futures Commission (SFC) of Hong Kong
- The MiFID passporting system, which includes its business within the European Union
In addition to these top-tier licenses, Swissquote holds two Tier-2 licenses. It has no Tier-3 or Tier-4 licenses, and therefore no affiliation with high-risk or loose jurisdictions.
Account Protection
Swissquote has a regulated bank in Luxembourg for European customers seeking additional security outside of Switzerland. If you are a Swiss or a Luxembourg investor, your capital is protected with strict laws involving institutional custodians. The company’s client money should never be mixed with company operating money.
Account Types and Regional Differences
Swissquote offers its accounts depending on your area of residence and your entity of account registration. Fees, minimum deposits, and options for assets depend on whether you open the account in the United Kingdom, the Republic of Luxembourg, or Switzerland.
1. Swissquote United Kingdom (Swissquote Ltd)
The UK branch has the more competitive pricing model of the three, but with a slightly smaller market selection. Traders have four main options to choose from when it comes to accounts:
- Standard Account: This option has spreads of the EUR/USD pair from 1.3 pips. It does not charge a commission, but the minimum spread is relatively high.
- Prime Account: This account has a minimum EUR/USD spread of 0.6 pips. This is a minimum price, not a typical all-day price.
- Elite Account: This account is intended for active traders and requires a minimum $10,000 investment. In turn, you receive significantly reduced spreads and pay a flat commission of just $5 per round-turn trade. This is generally the best pricing option for high-volume traders.
- Professional Account: This account is close to the Elite account pricing. The main distinction is the margin call stop-out level, as experienced traders get a bit more breathing room,m as they have lower stop-outs.
Please note: UK residents are not able to trade cryptocurrency CFDs because of local financial regulations. They are only available to classified professional clients.
2. Swissquote Luxembourg (Swissquote Bank Europe SA)
Luxembourg is a fully fledged bank with numerous customers throughout continental Europe. In Luxembourg, the pricing model is very similar to the UK entity. It was primarily the level of capital required to gain access to the most favorable spread levels.
3. Swissquote Switzerland (Swissquote Bank Ltd)
When opening an account directly with the main Swiss branch, the system is divided into two main categories: eTrading and eForex. The eTrading account offers access to a vast universe of more than 3 million products, ranging from classic stocks, options, futures, ETFs, and even physical cryptocurrencies. But those talented forex traders can’t trade regular forex or CFDs in this particular account. To trade forex, first you have to open an eForex account. The eForex account offers three levels to Swiss residents:
- Standard Account: Requires a $1,000 deposit and has spreads starting at 1.7 pips.
- Premium Account: Minimum deposit of $10,000 and the spread is reduced from the baseline.
- Prime Account: An account that requires a big $50,000 deposit. Spreads are as low as 1.1 pips, placing them slightly higher than the overall industry average.
The Swiss branch offers trading in a certain number of trading volume tiers, which are customisable for active traders and not available openly.
Investment Options and Asset Catalog
Swissquote shines in the number of financial products offered. It was a 2026 Industry Award winner for #1 Most Tradeable Symbols. For traders looking to create a diversified portfolio, you can find nearly all of it here.
The Core Asset Universe
The eTrading portal allows you to purchase and sell securities in more than 3 million contracts on 60 exchange markets worldwide. This is a huge list of:
- International stocks and corporate shares
- Exchange-Traded Funds (ETFs)
- Derivatives including options and futures
The Forex and CFD Catalog
The world of eTrading is wide, while the eForex and CFD world is narrower. There are in all 472 tradeable symbols in this category in the broker. It consists of 80 particular Forex pairs. For those who want to use the MetaTrader 5 trading platform to trade, that reduces it to 333 products that can be traded. This is more than enough for the average trader, but it’s still a considerable drop compared to certain low-cost CFD brokers.
Real Crypto Assets and Staking via SQX
Swissquote is the first bank in the world to provide trading in underlying, non-CFD cryptocurrencies. Without having to merely wager on the price moves, you can purchase the digital assets themselves. The exchange offers 52 popular cryptocurrencies from Cardano, Polkadot, Dogecoin, Uniswap, among others. Additionally, Swissquote has 4 unique staking & lending options, including an in-house proprietary cryptocurrency exchange (SQX). With this, you can earn passive income from your crypto assets directly within your bank account.
Robo Advisory and Themes Trading
For hands-off investors, Swissquote provides a built-in robo advisor service. It is an automated software that manages a portfolio for you as per your risk tolerance. They can also be found for Themes Trading. This function permits you to buy into pre-compiled pools of stocks, centered on a particular forward-looking theme such as green energy, AI, or robotics.
Swissquote Fees and Trading Costs
The reputation of a regulated banking conglomerate makes Swissquote expensive. It isn’t a discount broker, and that’s apparent in its fee structure.
Cryptocurrency Trading Fees
The broker takes a percentage of the transactions while buying or selling digital assets on the eTrading platform; the amount to be paid depends on the size of the transaction.
- Up to CHF 10,000, it is a flat rate of 1.00% of the trade value.
- For trades between CHF 10,000 and CHF 50,000, the fee drops to 0.75%.
- Commission is 0.50% for large transactions of over CHF 50,000.
No cryptocurrency ongoing custody fees to fret about. But when you transfer less than $500 into your account, the bank will charge a processing fee of $10 on your transfer.
Funding Methods
Swissquote offers various options for transferring funds into and out of your account. Payment methods include standard bank wires, non-wire electronic bank transfers, PayPal, and Skrill. Note that the broker will also support digital wallets, but each bank or wallet provider may have independent charges.
Swissquote Trading Platforms and Tools
Swissquote offers traders the option to use either a modern, proprietary web platform or the classic MetaTrader software suite.
1. The CXFD Web Platform
The user interface is clean, modern, and minimalistic. The major improvement point here is the incorporation of the TradingView charts. This provides you with a seamless, high-performance visual data view right on the web. The signal technology Autochartist is also extensively integrated into CXFD by Swissquote. It’s an automated chart pattern indicator that identifies any new chart patterns and possible trading opportunities on the markets. One of the singular traits about CXFD is that they enable forex options trading. Options trading is available across 45 various currency pairings and is offered by the Request for Quote (RFQ) system. But it’s not like CXFD has nothing against it. First, it does not offer standalone inbuilt market news headlines at all. Second, it allows a very high maximum transaction size of 200 standard lots, but it does not support the popular Trading Central plugin.
2. The MetaTrader Suite (MT4 and MT5)
Swissquote also provides the complete MetaTrader suite for those trading enthusiasts requiring a more traditional trading environment. MetaTrader 4 and 5 are supported both for desktop and mobile platforms. Swissquote includes the MetaTrader Master Edition package for free with its standard offering so that clients can enjoy a more enhanced experience with MetaTrader. It is a package add-on designed by FX Blue LLP, which consists of different execution tools, design aesthetics for your terminal, and unique indicators. The MetaTrader setup allows use of the Autochartist plugin as well as the Trading Central technical analysis engine. The downside is that with MetaTrader, the maximum transactions are limited to 50 standard lots per trade; on CXFD it’s 200 lots per trade.
Swissquote Mobile Trading Apps
Using Swissquote on the go can be easy, although the experience varies depending on the type of trading.
App Selection
- CXFD App: Proprietary application developed specifically for forex and CFD traders.
- MetaTrader Mobile: There are options to link your account with the official MT4 and MT5 mobile apps.
- Swissquote App: Traditional stock trading and cryptocurrency management are covered by this app, which even works with Android, iOS, and Huawei smartwatches.
- YUH App: Designed in collaboration with the economic services company PostFinance, this streamlined application is purely for passive investing and basic crypto savings.
Mobile Usability and Charting
The MetaTrader mobile apps provide trustworthy technical charting. They include 30 indicators, 9 different time frames, responsive panning and zooming features. The proprietary CXFD mobile app is straightforward to use, incorporating approximately 25 useful educational videos within the mobile app user interface. It offers a track of live trading signals and has 11 time frames and 6 chart types. But there are notable drawbacks to the mobile charts offered by the CXFD. Technical indicators are not available on the mobile edition, and charts cannot be put in landscape and manually zoomed. In addition, watchlists aren’t automatically synced between the desktop web platform and mobile app. Signals are now included through Autochartist, but the mobile experience has still not been enhanced to the same level as highly developed mobile features offered by global premium providers.
Research and Market Analysis
Swissquote shines when it comes to the quality of its market research resources. The company has its own quantitative research team and several senior analysts for regular commentaries.
Video and Audio Insights
The broker has an active channel on YouTube, which has regular market analysis series released on a daily basis. These updates are made available in various languages to meet the needs of people around the world. Popular shows like Market Talk and Crypto Market Talk are live talks with senior analysts discussing prevailing macroeconomic trends, currency actions, and technical setups. These shows are also available as audio podcasts.
Written Content and Publications
The broker provides traders who favour reading:
- Morning News Series: Immediate market developments written and adapted articles available daily in the Newsroom section of the website.
- Themes Trading Blogs: Themes that have been identified and reported on in articles that describe the theories and opinions regarding long-term trading.
- Swissquote Magazine: A well-structured and informative 80-page magazine, published twice a year, both in print and digital format. It has depth and technology about world financial markets.
Recently, it has also introduced AI-enabled market insights on its share trading desktop platform. The only thing is that all these streaming headlines, Dow Jones newswires, and free Morningstar reports are only fed into MetaTrader and the main site. When trading only through the online web platform (CXFD), you won’t see the research panel at all.
Swissquote Educational Resources
Swissquote is great for advanced research, but the educational section for absolute starters is rather simple. It does not provide interactive courses within the academy, progress maps, or tests of knowledge via quizzes. But where it does not have the interactive quality to compensate, it has multimedia content. With an expanding collection comprising 21 educational eBooks and 31 instructional videos, the learning centre includes the essentials of forex and CFD trading. There’s also a huge library of previous webinars, easily organized into playlists on YouTube. If the broker paid attention to adding a clear experience level filter for learning materials, the education system would benefit significantly, although eBooks already lay a solid groundwork.
Final Verdict
Swissquote is a leading premium financial institution combining digital retail brokerage and Swiss institutional banking. It earned our 2026 Industry Awards for 1 Banking Services and 1 Most Tradeable Symbols, proving its status as an industry leader. For traders who view maximum regulatory security as a necessity, prefer the advantage of holding a personal Swiss bank account (IBAN), and are interested in trading real physical cryptocurrencies as well as millions of assets around the world, Swissquote is an excellent option. For those who are primarily short-term day traders, however, who are only concerned about having the smallest spreads and the cheapest transaction fees, the premium pricing model in the case of this broker may be too onerous. The different platform systems between Forex and eTrading can also be cumbersome. We strongly recommend brokering through Swissquote’s UK division and using the MetaTrader platform to gain the most efficient user journey to fully appreciate Swissquote’s competitive Elite account pricing and enhanced plugins for the MT Master Edition account.
Frequently asked questions
Yes. Swissquote offers a 100% free demo trading on the platform entire of its platform suite. To practice your strategies, you can open a demo account and test them on the MetaTrader platform and the proprietary CXFD web and mobile app.
The exact amount of the minimum deposit varies based on company choice. Standard Forex accounts offered in Switzerland and Luxembourg require $1,000 to open. In the UK, the minimum amount is $10,000 for those who prefer to track their commission-based Elite account.
Yes, if you use the Swiss branch eTrading account, you can buy and sell 52 actual underlying cryptocurrencies, rather than just trading price-tracking CFDs. You can also passively make profits via the proprietary crypto exchange, which offers 4 different crypto staking and lending options.
The eTrading account offers access to a vast library of traditional investment products such as stocks, options, ETFs, and real cryptocurrencies, excluding spot forex and/or CFDs. If one wants to trade currencies, commodities, or index CFDs, they have to open a dedicated eForex account to access a smaller catalog of 472 tradeable symbols.
As a publicly listed bank regulated by five top-tier international authorities, Swissquote offers the utmost security. Client funds are stored safely in separate bank accounts that are not available for use by the company.
